EULF Best Practice 10

EULF Best Practice 10 - Risk assessment in the Insurance business in Germany
Country: Germany
Policy domain: Flood management
Process owners: German Insurance Association, Insurance companies, Water resource management authorities
Short description: The German Insurance Association (GDV), an umbrella organisation for private insurers in Germany, has developed a zoning system for floods, backwater and heavy rains, the so-called ZÜRS Geo system. Individual insurance companies can make use of this online risk assessment tool to assess the risk of natural hazards (especially flooding) for any requested area risks and determine a risk-related premium.
Recommendations: Return on Investment (16); Governance, Partnerships and Capabilities (18)
Link: http://www.gdv.de/2015/01/kompass-naturgefahren/
EULF Factsheet: https://joinup.ec.europa.eu/sites/default/files/ckeditor_files/files/New%20EULF%20Factsheet%20ZURS_rev.pdf

Nature of documentation: Technical report

Categorisation

Type of document
Document
Licence
European Union Public License, Version 1.1 or later (EUPL) 
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